There’s no safe middle. You don’t hire an adviser to be “helpful.” You hire them to be necessary.
At TCFP, we ask ourselves one question: if we disappeared tomorrow, would our clients care?
If the answer isn’t a resounding “yes,” we’re doing it wrong.
Indispensable means we cut through noise. It means we help you avoid mistakes that could cost you decades. It means we’re in the room when it matters most.
Anything less, and we’re dispensable. And dispensable advisers get replaced.
That’s not us.