Discover Our Latest Insights

The threat isn’t AI, it’s using it badly.

True wealth goes beyond numbers – it’s found in the trust, care and small gestures that make money human.

In a world of constant financial noise, the real skill is knowing which voices to trust – and which to ignore.

From bereavement to generational transitions, Jeremy and Suzan walk us through how they meet clients at life’s most pivotal moments and help them navigate not just their money, but their meaning.

With over 30 years in financial services and ranked among the UK’s top 1% advisers by qualification, Jeremy brings unmatched expertise and leadership to the team.

At Town Close, ‘good’ means trust, ownership and compassion - creating a team culture that delivers a more human, resilient client experience.

At Town Close, trust comes from everyday honesty, reliability, and empathy – because behind every portfolio is a person.

Culture isn’t perks or posters. It’s how we behave when no one’s watching. If we want to build trust with clients, it has to start with how we show up with each other - honestly, imperfectly, and on purpose.

Sometimes the best way to support someone isn’t to fix - just to truly listen.

Seeing investment risk clearly means starting with you - your life stage, your mindset and what really matters to you.

People talk about pensions, returns, inflation. What they’re really asking for is peace of mind. The real answers often don’t come until the third or fourth “why.” That’s when the transformation begins.

Pension inheritance rules are changing in 2027, potentially triggering a 40% tax. Now is the time to start planning.

At Town Close, we start with what matters most: your values, emotions and dreams – then build the financial logic to support them.

When the headlines turned bleak in April, some panicked. But most stayed the course - and have been rewarded.

Sceptical questions build stronger plans; that’s where good planning begins.

Known for her kind heart, great taste in food (Asian cuisine, please!), and dream of joining Race Around the World, Louise is a daily reminder that kindness and conversation go a long way.

Wealth isn’t a number – it’s the freedom to live life on your terms.

One hat, one promise, many small moments that build real culture.

AI is here, but people-first financial planning is still the real revolution.

Why ‘good enough’ financial advice is the most expensive mistake you’ll never see coming.

Numbers matter - but not more than your story.

Retirement isn’t an ending - it’s a recalibration of how you live, love and spend your time.

With exams behind them and results ahead, now’s the moment to pause, connect, and build confidence—starting with a simple money conversation.

Meet Sarah! From HR and compliance to client support, she’s the operations powerhouse keeping everything running smoothly at Town Close.

Meet Emma! From compliance to content to unexpected projects, she’s the calm in the operational storm here at Town Close.

Like Ali, true greatness isn't in the titles you win - it's in how you live.

The investment committee met this week. Click here to read the notes and outcomes of the meeting.

The way you log in to the Town Close app will soon be improving with a simpler, better and faster login experience.

“It’s just the way I am” can be a costly mindset when it comes to your finances.

Talent opens doors, but character keeps them open and defines lasting success.

What's your investing myth? The right one could save your financial future.

According to Jeremy, wealth isn’t about more money - it’s about time, presence and the freedom to focus on what truly matters.

Financial planning isn’t about forms - it’s about the conversations that shape your life and the clarity to move forward with confidence.

A GCSE joke answer highlights a key truth: good financial planning means clear, human judgment when certainty falls short.

Panicked investment decisions can be costly - sticking to a sound financial plan with discipline often leads to better long-term outcomes.

Feed your mind or risk the fall - growth is the key to staying sharp.

Stay the course - sticking to a strong financial plan beats the risks of impulsive detours.

You will have seen Alan on our webinars and met him at events but who is our Head of Stuff and what does he actually do at Town Close? From Jaws to hash browns, find out more about Alan here.

We all have goals—but without the right support structure, they remain out of reach. In this musing, we explore why your existing "scaffolding" might be holding you back, and why in life (and financial planning), it's not just about building wealth—it's about building it on the right foundations.

There's been a fair amount of market volatility since Trump first announced his tariffs so join Jeremy in conversation with Steve Williams from Cormorant Capital Strategies discussing this in our latest Market Update

In uncertain markets, confidence can be a liability. Drawing inspiration from Howard Marks’ latest memo, this blog post explores why trying to predict the future is often more harmful than helpful—and what smart investors should do instead.

Important changes coming to how we manage your investments. Jeremy and Paul answer your questions and break it down with no jargon, just honest answers. Click to watch the 10-minute Q&A.

The power of dissent: why agreement isn’t always best.

Serving, not selling. Real success comes from listening, reflecting, and putting others first.

Don't let your pension disappear...reach out if you need help understanding your pension statement.

True success isn’t just about wealth - it’s about leading a meaningful life and ending it with dignity.

Feeling rattled by the recent headlines and market changes? You’re not alone. In this blog, our financial wellbeing expert Suzan explores how to stay grounded and trust your long-term plan, even when the world feels uncertain.

At TCFP it's not just about the numbers, it's about the people

What kind of airline do we want to be?

Dan doesn't often write blogs, but when he does, it's worth a read!

With headlines screaming crisis and chaos, it’s easy to lose your nerve. But beneath the noise, the data tells a different story. In this video Jeremy and Paul explore why long-term strategy matters more than media panic and how to keep your cool when the market gets loud.

How can we help clients with their blurred vision? Read here.

Get to know the Town Close Team! We often hear from our clients that they want to know more about all the people that make the Town Close machine keep whirring so please meet one of our IFAs, Zoe Sheady

The Investment Committee met this week for the first time in 2025. Click here to read the notes and outcomes of the meeting.

Get to know the Town Close team! Many of our clients have told us they’d love to know more about the people behind the scenes. First up, meet Louise Minns—our resident ‘Plate Spinner’—as she shares a little about her role, passions, and favourite foods!

Read part 5 of Jeremy's "10 good reasons for optimism" series

Read part 7 of Jeremy's "10 good reasons for optimism" series

Read part 4 of Jeremy's "10 good reasons for optimism" series

Read part 1 of Jeremy's "10 good reasons for optimism" series

Read part 2 of Jeremy's "10 good reasons for optimism" series

Read part 8 of Jeremy's "10 good reasons for optimism" series

Read part 3 of Jeremy's "10 good reasons for optimism" series

Are you achieving the financial outcomes that truly matter?

Why does Jeremy think we're all lucky in one way or the other?

Keep reading to see what Jeremy considers the missing lesson at school.

Delegating isn’t always easy, but it definitely has its benefits.

Sarah recently discovered what truly makes a company great to work for: support, friendship and compassion.

Read Jeremy's thoughts on leading in two different worlds...

Time isn't as endless as it seems....read more about "50 Summers" here.

Jeremy strongly believes that the best resource for great delivery is a human that cares. Read more here

Are we all aware that there is no “same as it always was”? Read more here.

"There's too much money" is not something we hear very often from clients....if ever! Read more here.

Here at Town Close, we're here for you and happy to help...

Our plan management fee covers clients for “anything and everything” that might be needed throughout the year. Read more here.

Read here for Jeremy's take on why it is so important to understand that all humans are different and have different needs in order to thrive.

Any guesses what Jeremy's word of 2024 was? Find out here.

As 2024 comes to a close and we step into 2025, here are Jeremy's reflections on the past 12 months and hopes as we step into the new year

Could we all benefit from being bored from time to time?

The Investment Committee met this week for the first time in 2025. Click here to read the notes and outcomes of the meeting.

Unlike a game of backgammon, financial planning isn't an activity where repeated practice alone guarantees improvement.

Three potential planning ideas arising from the recent budget.

Many people choose to look the other way when it comes to getting their finances in order - this is an expensive choice. Read more here.

Jeremy has often mentioned that the primary goal of financial planning is to steer clear of future regrets. Read more about such regrets here.

No problem is ever resolved without creating something new. Find out more here.

What's the real payoff of convenience and simplicity? Read here.

Recognising that you are your own opponent allows you to focus on your investment strategy. Read more here.

Jeremy suggests you choose "lazy" over "unlazy" when it comes to trusting someone to look after your money. Read why here.

The Town Close team are here to help - read more here.

Why is Jeremy referring to "decimated" when writing about investments? Read here.

Was Jeremy surprised by the US election results? Read here.

Read Jeremy's initial take on what the budget means for our clients.

Is it time to make a change to your month to month expenses?

Read here to find out Jeremy's views on luck in investing.

Jeremy estimates he has spent at least 30,000 hours thinking and talking about money - that's a lot of hours!

When it comes to financial planning are you just rolling dice or do you believe it is a game of extreme skill like chess?

Financial planning is like maintaining a car - if any part is missing or deficient, neither the car nor the financial plan will function properly.

What should we be focusing on, the tides or waves? Read here.

Not everyone sees the importance in professional advice. Read why you should here.

Have a read of Jeremy's current thinking regarding the upcoming Budget.

What is a major cause of DIY investor's difficulties? Read here to find out.