The last exams have been sat. The pens are down. The kitchen table is finally free of revision notes and cold cups of tea. For families up and down the country, this moment brings a huge sigh of relief and a quiet kind of uncertainty.
Because once the pressure lifts, new questions arrive. What now?
This in-between period, these few weeks before results day, can feel strangely weightless. And it’s not just the teenagers who feel it. Parents, grandparents, carers, you’ve all been holding your breath too. Whether you were the snack-provider, the late-night pep-talker, or the quiet, reassuring presence in the background… this has been a team effort. One worth pausing to acknowledge.
So first, well done. You showed up. You supported. You got them here.
Now comes a new kind of support.
The Quiet Window
Before the rush of next steps, university offers, apprenticeships, job hunts, gap year plans - there’s a rare opportunity. A brief, calm moment where big conversations can happen without pressure. Not “What are you going to do with your life?” but rather “What might help you feel ready for whatever comes next?”
And often, confidence begins with capability. One of the simplest, most overlooked ways we can help a young person feel capable? Help them understand and take ownership of their money.
Confidence Through Clarity
You don’t need to become a financial expert overnight. And neither do they. But this could be a great time to plant a seed.
- If they’ve just turned 18, a Lifetime ISA could be a powerful head start. The government adds a significant bonus to whatever they put in whether they’re saving for a home or just building a safety net.
- Or maybe it’s as simple as showing them how to set up a basic budget. Knowing how to track spending and avoid debt traps at uni or in their first job can be a game-changer.
The point isn’t to plan everything for them. It’s to offer just enough guidance so they start asking their own questions.
A Gentle Nudge in the Right Direction
If there’s a young person in your life who’s just emerged from exam season, now might be the perfect time for a ten-minute chat. You don’t have to cover everything, just open the door. A small conversation now could give them a huge head start later.
And if you’d like a hand knowing what to say or where to begin, that’s exactly what we’re here for.
Book a quick call with the Town Close team: we’ll help you start the conversation, offer some age-appropriate tips and make sure they (and you) feel just a bit more confident about what’s next. Just give the team a call to get started on: 07379 246440