A goal is something you are not achieving but you want to achieve. But goals on their own are a waste of time.
They need scaffolding to support them.
We all have scaffolding, but often the scaffolding in place does not (and cannot) support the new goal.
We could just add to the existing scaffolding, but that can soon become a dangerous mess.
At times of transition – starting a career, a family, a new chapter in life – it is best to replace the scaffolding.
Your scaffolding has to be fit for purpose, otherwise it will be more of a hindrance than a help.
In financial planning simply helping people accumualte wealth is not enough, it's not worth paying for.
Making sure your scaffolding is correct and supportive is.
No-one builds anything of significance without putting up the right scaffolding first.