At the end of March, as headlines screamed and markets shivered following the latest Trump-related news, we got a panicked call from a client.
They wanted out.
Everything sold.
Moved to cash. Immediately.
We advised against it. Strongly.
They didn’t need the money.
The drop was likely temporary.
We reminded them how we helped guide them calmly through the Covid crash - how staying the course then had worked out brilliantly.
But this time, they insisted.
So, against our recommendation, we said goodbye and resigned as their advisers.
Fast forward seven weeks.
The dust has begun to settle. Markets haven’t fully recovered - but they’ve certainly rebounded. Had the client stayed invested, their portfolio would now be worth over £50,000 more.
Markets wobble. It’s what they do.
Reacting emotionally in the moment can feel comforting - but it’s often costly.
A sound plan, held with discipline, beats panic every time.
Stick with it. Your future self will thank you.